You cannot opt out of this data collection. Each company creates a credit report about you, and then sells this report to businesses who are deciding whether to give you credit. These companies collect information about your credit history, such as how many credit cards you have, how much money you owe, and how you pay your bills. What can I do?Įquifax is one of three national credit bureaus. How will I get my benefits?įor free credit monitoring, you will get an activation code with instructions by email or mail.įor cash payments, you will get the payment in the method you chose-either by check, prepaid card, or PayPal. In mid-December, the administrator began sending out payments for out-of-pocket losses, time spent claims, and other cash benefits. Soon after, the settlement administrator began sending emails and letters to people who filed a valid claim and requested free credit monitoring. The settlement became final in January 2022.
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